Past performance may not be indicative of future results. There is no assurance any investment strategy will be successful. Investing involves risk including the possible loss of capital. Environmental, Social, and Governance Investing ("ESG"), also known as Sustainable Investing, may result in investment returns that may be lower or higher than if decisions were may solely on investment considerations. Any opinions are those of The Sedoric Group of Steward Partners and not necessarily those of Raymond James. The S&P 500 is an unmanaged index of 500 widely held stocks. An investment cannot be made directly in an index. Dividends are not guaranteed and will fluctuate. The performance mentioned does not include transaction costs. If included these costs would reduce an investors return.

A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revisions, reduction, or withdrawal at any time by the assigning rating agency. International investing involves additional risks such as currency fluctuations, differing financial accounting standards, and possible political and economic instability. These risks are greater in emerging markets. The process of rebalancing may result in tax consequences. Raymond James does not provide tax services. Please discuss these matters with the appropriate professional. Raymond James is not affiliated with Riskalyze. Investment advisory services offered through Raymond James Financial Services Adivsors, Inc. Steward Partners Global Advisory LLC and The Sedoric Group maintain a seperate professional business relationship with, and our registered professionals offer securities through, Raymond James Financial Services, Inc. Member FINRA/SIPC. The Sedoric Group of Steward Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.