Viewpoint

 

 


What Steinem Taught Me - September 2013
What does it mean to be a feminist today, less than a century after women constitutionally secured the right to vote? And, what does it mean for men? These are no minor questions given the dramatically changing economic, social and political roles of our grandmothers, mothers, sisters, wives, friends and colleagues since World War II. The role of women in my life has been critical to my career as a financial adviser and to my personal development as well.


Civic Engagement - January 2013
The goal of hedging one’s citizenship is to embrace one’s duties as a citizen or look elsewhere.  Involvement in private and public institutions has reached an all-time low.  Civic engagement is the only solution to stem the slide into the continued and pedestrian actions which have done little to address our long-term economic and political stability.


Bias Confirmed - January 2013
Confirmation bias, the tendency of people to seek and embrace information that matches their existing beliefs and paradigm, is one of the many flaws we humans have when it comes to using data in our personal and professional lives.
 

Beyond Asset Allocation - June 2012
What is the difference between asset allocation and asset location?It is a simple distinction that too many investors, or even their advisors, don’t understand to their detriment.  Asset allocation, based on years of economic research is intended to hedge the risk on your investments by efficiently dispersing them across diverse bond, fund or stock sectors.  Asset location, or what we call tax efficiency in our practice, is the strategy used to structure your assets to efficiently optimize the return on your investments in the real world where taxes are likely to be any investor’s greatest lifetime expense. 


The Velocity of Investing - March 2012
Financial advisors should not only be strong strategists for their clients but be equally passionate educators.  There is no subject that gets me going more than market volatility in general and in particular the potential dangers of high frequency trading (HFT).  Volatility is a part of the “new normal” due to fundamental changes in market structure and the more we understand it, the better we can assist the investing public.